Legal
All loans subject to our normal credit policies, and may require collateral. Not all products or services available in all states. This is not a commitment to lend.
AZ: Loans over $10,000 made by American General Home Equity, Inc., Principal office: 1245 W. Elliot Road, Ste 103, Tempe AZ 85284-1113. Lic. #BK-0007678.
CA: Loans made pursuant to a California Department of Corporations Finance Lenders License. Married persons may apply for an account in their own name. See California Fair Lending Notice below.
GA: American General Financial Services, Inc., a Georgia Residential Mortgage Licensee, 9539 Highway 92, Ste. 130, Woodstock, GA 30188. Mortgage Lender License #5704.
HI: Loans made by American General Financial Services of Hawaii, Inc.
IL: From time to time American General Financial Services will notify customers when additional financial services are available to them. This is done by telephone and/or mail, and such services may include negotiable checks that may be endorsed to get the loan represented by the check or may be destroyed if the customer does not wish to accept the loan offer.
MA: Mortgage Lender - ML2119, ML2118, ML2827, ML2815, and ML2608.
NC: Any fees charged on any mortgage loan are not refundable.
NH: Licensed by New Hampshire Banking Department.
NJ: American General Financial Services, Inc., licensed by the N.J. Department of Banking and Insurance. Principal office: 2290 Rt. 22 East, Union, NJ 07083 (908) 688-3559.
NY: American General Home Equity, Inc., Licensed Mortgage Banker-NYS Banking Department. Other loans made by American General Financial Services, Inc., Licensed Lender-NYS Banking Department. American General Financial Services, Inc. 601 NW 2nd St. Evansville, IN 47708. Consumer reports may be requested in connection with the processing of any application and any resulting account. Upon your request, we will inform you of the names and addresses of any consumer reporting agencies that have provided us with such reports.
OH: Loans are made by American General Financial Services, Inc. (Ohio). The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance of this law.
PA: Loans (other than Secondary Mortgage Loans) made by American General Consumer Discount Company. American General Financial Services, Inc. (PA) is licensed pursuant to the Pennsylvania Secondary Mortgage Loan Act.
RI: Rhode Island Licensed Lender, Lic. #20021427LL. Small Loan Lender, Lic. #20021428SL.
VA: Licensed by the Virginia State Corporation Commission. Mortgage License # MLB-812.
WI: For married Wisconsin residents, no provision of any marital property agreement, unilateral statement, or court order applying to marital property will adversely affect a creditor's interest unless, prior to the time credit is granted, the creditor is furnished a copy of the agreement, statement or court order, or had actual knowledge of the provision. In addition, you must send American General Finance the name and address of your spouse within 15 days so that American General Finance can provide your spouse with a disclosure as required under Wisconsin law.
California Fair Lending Notice
UNDER THE HOUSING FINANCIAL DISCRIMINATION ACT OF 1977 IT IS ILLEGAL TO DISCRIMINATE IN THE PROVISION OF OR IN THE AVAILABILITY OF FINANCIAL ASSISTANCE BECAUSE OF THE CONSIDERATION OF:
1. TRENDS, CHARACTERISTICS OR CONDITIONS IN THE NEIGHBORHOOD OR GEOGRAPHIC AREA SURROUNDING A HOUSING ACCOMMODATION, UNLESS THE FINANCIAL INSTITUTION CAN DEMONSTRATE IN THE PARTICULAR CASE THAT SUCH CONSIDERATION IS REQUIRED TO AVOID AN UNSAFE AND UNSOUND BUSINESS PRACTICE; OR
2. RACE, COLOR, RELIGION, SEX, MARITAL STATUS, NATIONAL ORIGIN OR ANCESTRY.
IT IS ILLEGAL TO CONSIDER THE RACIAL, ETHNIC, RELIGIOUS OR NATIONAL ORIGIN COMPOSITION OF A NEIGHBORHOOD OR GEOGRAPHIC AREA SURROUNDING A HOUSING ACCOMMODATION OR WHETHER OR NOT SUCH COMPOSITION IS UNDERGOING CHANGE, OR IS EXPECTED TO UNDERGO CHANGE, IN APPRAISING A HOUSING ACCOMMODATION OR IN DETERMINING WHETHER OR NOT, OR UNDER WHAT TERMS AND CONDITIONS TO PROVIDE FINANCIAL ASSISTANCE. THESE PROVISIONS GOVERN FINANCIAL ASSISTANCE FOR THE PURPOSE OF THE PURCHASE, CONSTRUCTION, REHABILITATION OR REFINANCING OF ONE-TO FOUR-UNIT FAMILY RESIDENCES OCCUPIED BY THE OWNER AND FOR THE PURPOSE OF THE HOME IMPROVEMENT OF ANY ONE-TO FOUR-UNIT FAMILY RESIDENCE. IF YOU HAVE QUESTIONS ABOUT YOUR RIGHTS OR IF YOU WISH TO FILE A COMPLAINT, CONTACT THE MANAGEMENT OF THIS FINANCIAL INSTITUTION OR:
DEPARTMENT OF CORPORATIONS
SUITE 600
3700 WILSHIRE
LOS ANGELES, CA 90010
DEPARTMENT OF CORPORATIONS
SUITE 810
1390 MARKET STREET
SAN FRANCISCO, CA 94102
PRIVATE LABEL CREDIT CARD DISCLOSURES (ALL STATES): if you are applying for a private label credit card issued in the name of a particular merchant that is associated with AIG Federal Savings Bank:
Cost Of Credit: There are costs associated with the use of the credit card. You may contact the issuer, AIG Federal Savings Bank or its servicer, to request specific information about those costs by email at: retailcallcenter@agfinance.com or by mail at Customer Service, P.O. Box 3121, Evansville, IN 47731-3121 or by toll-free telephone at 800-466-2863. Disclosures will be mailed to you. When making a request, leave your name and address and the name and location of the merchant in whose private label credit card you are interested.
Verifying Identities: IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
