American Dream Financing

Revolving Credit is the Solution for Merchants Who Need Add-on Purchase Power for Repeat Customers

Across the country, thousands of merchants take advantage of the American Dream revolving finance program from American General Financial Services. American Dream financing plans are geared to what today's customers want - fast, easy ways to pay for merchandise that dreams are made of. It gives local merchants the promotional payment options they need to compete with other companies offering similar products or services.

Program Features:

Application Processing and Funding

• Simple and fast application processing
• Immediate access to accounts for authorization via our automated Authorization System
• Quick funding (often same day)
• Revolving accounts for add-on purchasing power

Technology

• Verifone Processing Terminal
  • Point of sale device which provides fast application data entry and credit decisions with simple funding at your store.
• System to System Capability
  • GERS Retail Systems
  • STORIS Management Systems
  • Custom Interfaces
• Internet Application Processing System (IAPS)
  • Allows your customers to apply from home via a link on your website.
• Voice Response Unit (VRU)
  • Provides your staff with the ability to obtain an authorization on a customer's account via the telephone.
• Phone Bank
  • Provides your sales force with the capability of submitting applications via the telephone from a customer's home.
• AGF Direct
  • Internet based point of sale software that allows you, as a retailer, to submit applications, authorize accounts, access available credit, and process funding all from the convenience of your own PC.

Promotional Payment Options

AGFS offers many promotional payment options that you can use individually or in combination to drive business into your store, such as:

• Same as Cash Options
• Deferred Payments
• Equal Payments
• Reduced APRs

*Custom promotional payment options are also available using a combination of the promotional terms to help you gain a competitive advantage.

Effective Marketing Options

• Billing Statement messages
• Point of Sale materials
• Customized Credit Cards
• Acquisition mail programs

Click here to request that we contact you, or phone 1-800-599-2347.