Internet Options

As a leading provider of retail financing, American General Financial Services provides Internet based retail financing options to retailers and their customers. Whether you are looking for an online avenue for your customers to apply for credit from the convenience of their home, a Web based solution for in-store kiosks, authorization processing, and funding or convenient online payment options for your customers AGFS has the technology solution for you.

American General is dedicated to providing our dealers with the tools necessary to help make the sale. Through the use of our Internet based options we offer the following benefits to you:

• More Time for Your Staff to Sell - Through the use of our IAPS link and AGF Direct kiosk software you and your staff can concentrate on selling to qualified buyers instead of completing paperwork and waiting for responses.
• Qualified Customers - You get a new source for building a group of pre-approved customers with an interest in your store.
• Convenience - Through our IAPS link online applications can be made anytime…day or night. Customers can apply from the privacy of their own homes. The AGF Direct kiosk mode allows customers to apply for credit, in private, from a kiosk located on your showroom floor.
• User Friendly Application Process - The online application is short, completed in minutes, and easily accessed through your website or from your showroom floor.
• AGFS Technical Support - An AGFS technical representative will walk you through the installation process.

Internet Application Processing System (IAPS):

IAPS is an Internet based application tool available to Private Label, American Dream and Installment Dealers. Simply place an AGFS link on your website to allow your customers to apply for credit from home….day or night. The link accesses a secure AGFS website with a short credit application. The application is processed in minutes and AGFS faxes the dealer the decision and approved credit amount. * The customer is notified immediately by email.

Place an AGFS link on your website. **

The link accesses a secure AGFS website with a short financing application.

* All credit decisions are based on standard AGFS policies.
** AGFS reserves the right to approve all dealer website content related to the use of AGFS financing.

AGF Direct:

AGF Direct is Internet based point of sale software that allows Private Label and American Dream dealers to submit applications, authorize accounts, access available credit and process funding all from the convenience of your own PC.

There are three types of user access:

• Kiosk – Allows customers to submit applications from your showroom floor.
• Authorization Only – Allows sales staff to submit applications, access available credit, and process authorizations.
• Full Close – Allows self-funded dealers the ability to process funding transactions in addition to the "Authorization Only" functions.

(Choose any combination of access types. Each access type can be offered independently or in combination.)

Online Retail Payments:

Customers can conveniently make their retail payments online from the privacy of their own homes. Online retail payments can be made by accessing www.loansfast.com