Retail Financing


Private Label Financing

Private Label Financing Logo

Private Label Credit Offers Customized Programs to Meet Individual Merchant Needs

If you are a large regional or national retailer with multiple locations who needs a powerful sales financing plan, we can design a Private Label Program to your specifications. With AIG Federal Savings Bank, you will find the promotional payment options and services you need to become a leader in the markets you serve.

Program Features:

Application Processing and Funding

  • Automated System for fast credit decisions and transaction processing
  • Immediate access to accounts for authorization
  • Electronic settlement via Automated Clearing House (ACH) within 48 hours
  • Detailed daily settlement notices via facsimile
  • Ability to fund centrally or at each individual location

Technology

  • Verifone Processing Terminal
    • Point of sale device which provides fast application data entry and credit decisions with simple funding at your store.
  • System to System Capability
    • GERS Retail Systems
    • STORIS Management Systems
    • Custom Interfaces
  • Internet Application Processing System (IAPS)
    • Allows your customers to apply from home via a link on your website.
  • Voice Response Unit (VRU)
    • Provides your staff with the ability to obtain an authorization on a customer's account via the telephone.
  • Phone Bank
    • Provides your sales force with the capability of submitting applications via the telephone from a customer's home.
  • AGF Direct
    • Internet based point of sale software that allows you, as a retailer, to submit applications, authorize accounts, access available credit, and process funding all from the convenience of your own PC.

Promotional Payment Options

AGFS offers many promotional payment options that you can use individually or in combination to drive business into your store, such as:

  • Same as Cash Options
  • Deferred Payments
  • Equal Payments
  • Reduced APRs

*Custom promotional payment options are also available using a combination of the promotional terms to help you gain a competitive advantage.

Effective Marketing Options

  • Billing Statement messages
  • Point of Sale materials
  • Customized Credit Cards
  • Acquisition mail programs
  • Custom Monthly Reports
  • Open to Buy Reports

Click here to request that we contact you, or phone 1-800-599-2347.

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